The Motley Fool

With a 401(k) account, you'll typically only be able to select from a limited menu of investments, most or all of which may be mutual funds.

A high payout ratio — say, 80%, 90% or more — gives a company little flexibility in how it can use its cash.

Registered Investment Advisers (RIAs) and Certified Financial Planners (CFPs) are among those generally held to the fiduciary standard.

Unprofitability isn't necessarily a deal-breaker, but it's safer to stick with companies that are reliably profitable.

Recent unsolicited offers to buy companies include Elon Musk's pursuit of Twitter and Paramount Skydance's likely purchase of Warner Bros. Discovery.

The "fintech" term is a mashup of the words "finance" and "technology."

A. It's an academic field combining psychology and economics in order to explain how people make financial decisions — often not in rational ways.

Companies hate cutting dividends, as it disappoints investors and doesn't inspire confidence, yet they will sometimes do so to save money and bolster their financial health.

To build long-term wealth, favor stocks. But park shorter-term dollars in less volatile places, such as short-term bonds, money market accounts or certificates of deposit (CDs).

If your holdings fall in value significantly, you might receive a "margin call," requiring you to add money to your account — which you might do by selling some shares.